Ways To Work

The Ways to Work program is designed to assist low-to-moderate income families that are unable to receive a car loan from a bank or credit union due to poor, or no credit history. The aim is to help clients maintain or improve their employment situation and their ability to financially support a family.

Ways to Work focuses on financial literacy, and requires loan applicants to realistically assess their financial situation and to develop a monthly family budget. Counseling sessions stress the importance of a good credit rating and review steps for repairing credit.

A loan committee, made up of non Bethany employees, reviews the application and makes a decision upon the information presented. Borrowers may receive up to $4,000 loan at no more than 8 percent interest with a two-year payment term.

Ways to Work Inquiry Form
*Denotes Required Field

*First Name :	*Last Name:
*Preferred Method of Contact:
Phone Number:	Email Address:
Mailing Address:
I have read the program requirements and believe I may qualify for the program. Yes! Please have a Loan Coordinator contact me.

Please enter the following verification code: 82D8

Contact Information
Ways-to-Work
Pat McKillip
Program Coordinator
309.736.6635
pmckillip@bethany-qc.org

Quick Links
Program Requirements
Loan Process
Pre-Qualification Self Test
Application Form

Printable Brochure
National Ways to Work
Website

Ways to Work Program
Current Funders
• Anonymous
• Riverboat Development
Authority
• Bechtel Trusts and
Foundation
• FTA JARC Funds